Consorsbank startet die nächste Tagesgeld Zinserhöhung – mobiFlip.de

Consorsbank, a German online bank, has recently announced an increase in interest rates for its Tagesgeld (daily money) accounts. The move comes as a response to the persistent low-interest rate environment in Germany and across Europe.

In recent years, central banks have implemented measures to stimulate economic growth by keeping interest rates low. As a result, savers have been hit hard, with their savings earning very little interest. This has led to frustration among many individuals who rely on interest income to supplement their regular income.

Consorsbank’s decision to raise interest rates on Tagesgeld accounts is therefore welcome news for savers. The bank aims to attract new customers and retain existing ones by offering more competitive rates. This move also reflects a shift among some banks to prioritize customer satisfaction and loyalty over profit margins.

The new rates offered by Consorsbank will vary depending on the amount deposited and the duration of the investment. For deposits of up to €10,000, the interest rate will be increased from 0.1% to 0.4%. For amounts between €10,000 and €25,000, the rate will increase from 0.05% to 0.35%. Finally, for deposits above €25,000, the interest rate will be raised from 0% to 0.3%. These increased rates will take effect from the beginning of next month.

In addition to the increased interest rates, Consorsbank is also offering promotional rates for new customers. Those who open a Tagesgeld account with the bank will benefit from an additional 0.2% interest rate for the first four months.

This competitive offer from Consorsbank is likely to attract new customers, especially those dissatisfied with the lower rates offered by other banks. It also gives existing customers an incentive to keep their money with the bank rather than exploring other options.

However, it is worth noting that even with these rate increases, the interest earned on Tagesgeld accounts is still relatively low. This reflects the broader economic conditions and the ongoing low-interest rate environment in Europe. It is important for savers to assess their long-term financial goals and consider other investment options that may provide higher returns.

For those who prefer the security and accessibility of Tagesgeld accounts, Consorsbank’s rate increase is a step in the right direction. It provides a better return on savings and encourages responsible financial behavior. By offering higher interest rates, Consorsbank recognizes the value of its customers’ savings and the need to reward them for their trust and loyalty.

Overall, Consorsbank’s decision to raise interest rates on Tagesgeld accounts is a positive development for savers in Germany. It reflects the bank’s commitment to providing competitive and attractive financial products. While the rates may not be as high as some would hope, they offer an improvement over the current situation and give individuals a better chance to grow their savings.

As always, it is important for individuals to closely monitor their finances and evaluate their options regularly. Interest rates can fluctuate, and banks may adjust their offerings. Staying informed and considering multiple avenues for investment will ultimately help individuals make the most of their savings and achieve their long-term financial goals.